Buy Here Pay
Here Dealer Support Resources
BHPH Summit logo

Welcome to our Buy Here Pay Here Dealer Support Resources hub. This page brings together practical education, tools, and real world guidance to help independent dealers strengthen operations, reduce risk, and improve customer outcomes. Explore in depth training paths, compliance insights, and performance playbooks built for in house financing and subprime portfolios. Whether you are new to BHPH or optimizing a mature operation, you will find step by step resources that are easy to implement and aligned to current regulatory expectations and industry best practices. Use these guides alongside your store processes, dealer management system, and collections workflow to build consistency across your team and locations. Continue below for focused support on underwriting, collections, capital strategy, portfolio performance, marketing, customer retention, technology integration, and staff development, plus links to training, events, and peer learning opportunities.

  • Quick start checklists and templates for daily operations
  • Compliance and risk guidance for state and federal rules
  • Training modules for underwriting, collections, and portfolio health
Get Registered Now!
SUMMIT REGISTRATION
Use this page to register members of your dealership ASAP!
ONLY $599 for First Registered Attendee
ONLY $299 For Each Addt'l Dealership Attendee
CAESARS ROOMS DISCOUNTED TO $189 a night
(Plus Resort Fee)
Vendors interested in attending the Summit please click here, submit your information and a member of our staff will contact you.

Below, you will find deep dive articles, training links, and practical frameworks designed for Buy Here Pay Here dealerships. Explore role based learning paths, workflows you can implement this week, and expert insights sourced from field proven operations. You can also browse our latest perspectives on the blog, meet our team, view upcoming education and events, or connect through contact us for program details and scheduling.

2023 Conference Photo
2023 Conference Photo
2023 Conference Photo
2023 Conference Photo
Sales Techniques
Advanced Marketing Strategies
Underwriting Best Practices
Collections Management
Smart Inventory Control
Service & Reconditioning
Human Resources
AI Dealership Integration
... and much, much more!

What Buy Here Pay Here Dealer Support Resources Include

Buy Here Pay Here Dealer Support Resources are organized to help owners, general managers, finance managers, collectors, and compliance leaders work from a common playbook. The focus is on practical, repeatable processes that protect the portfolio, improve payment performance, and deliver consistent customer experience from lead to final payoff. You can explore structured education paths, hands on workshops, and resource libraries that align with your goals for growth, efficiency, and risk control.

Key Topics for BHPH Dealers

Consistent execution across underwriting, deal structure, collections, and customer support is the core of a resilient BHPH business. Each step below points to resources that convert policy into daily practice and provide guardrails for staff training and quality control.

1. Operations and Process Control

Operational discipline reduces avoidable losses and keeps teams aligned. Build structured checklists for inventory intake, recon, sales handoff, funding, account setup, payment channels, and month end close. Cross train to eliminate single points of failure and standardize your store walk, queue management, and internal audit cadence. Practical guides at buy-here-pay-here-operations-training and dealer-operations-management-training provide play by play workflows and reporting frameworks.

  • Documented policies with revision control and staff acknowledgment tracking
  • Queue and calendar discipline for sales, funding, and collections tasks
  • Metrics by department with weekly huddles and monthly root cause reviews

2. Compliance and Risk Management

A solid compliance program protects the dealership and the customer. Align policies to state and federal requirements, train staff on fair lending and collections conduct, document adverse action, and maintain clear audit trails. Start with buy-here-pay-here-compliance-education, then add buy-here-pay-here-federal-compliance-education and buy-here-pay-here-state-compliance-education. For broader guidance, explore dealer-compliance-best-practices and independent-dealer-compliance-education.

  • Written compliance management system with role responsibility matrix
  • Training logs and testing for sales, F and I, collections, and recovery teams
  • Periodic self audits for disclosures, privacy, and communication standards

3. Underwriting and Deal Structure

Credit policy and deal structure determine your first payment default risk and lifetime portfolio yield. Calibrate approval tiers, proof requirements, debt to income thresholds, payment to income targets, and down payment guidance. Integrate vehicle selection rules by tier, term caps, and service contract options. Explore buy-here-pay-here-underwriting-education, dealer-underwriting-education, and buy-here-pay-here-pricing-strategy-training.

  • Tier grids aligned to risk, term, and vehicle cost to collect projections
  • Verification standards for income stability and residence continuity
  • Approval conditions that translate cleanly to the delivery checklist

4. Collections, Payment Performance, and Recovery

Collections success relies on timing, tone, and process. Define contact cadences by risk segment, escalation paths, and hardship workflows. Implement multiple payment channels and message templates that meet communication standards. Establish clear reinstatement and extension rules. For field proven techniques, visit buy-here-pay-here-collections-training, buy-here-pay-here-real-world-collections-training, and buy-here-pay-here-collections-best-practices.

  • Risk segmented queues that prioritize first payment defaults and broken promises
  • Real time dashboards for promises kept, RPC rate, and roll rate control
  • Documented repossession, personal property, and reinstatement procedures

5. Portfolio Management and Capital Strategy

Portfolio health is about predictable cash flow, controllable losses, and scalable funding. Track liquidation rates, static pool performance, extensions, recovery timing, and net charge off. Use cohort reporting to identify vintage trends early. For education on portfolio levers, see buy-here-pay-here-portfolio-management-education and buy-here-pay-here-capital-strategy-education, plus cross training at dealer-portfolio-management-education.

  • Consistent static pool analysis with actionable variance thresholds
  • Funding partner requirements tied to your policy and reporting cadence
  • Capital allocation plans for growth, advance rate shifts, and stress testing

6. Marketing, Sales Process, and Customer Experience

Align marketing with underwriting and inventory to drive qualified traffic. Standardize the sales process, presentation of value, and expectation setting for payments, maintenance, and communication. Measure show rate, close rate, and delivery quality score. Explore buy-here-pay-here-marketing-strategy-education, buy-here-pay-here-sales-process-training, and dealer-customer-experience-education.

  • Message maps for web, phone, and in store conversations
  • Lead handling rules that minimize delays and handoff friction
  • Delivery checklist to confirm understanding of payment methods and support

7. Technology and Data Integration

Integrate your dealer management system, payment platforms, and dialers to remove manual work and improve accuracy. Monitor data integrity, reconcile daily, and use dashboards for leading indicators. Start with buy-here-pay-here-technology-integration-education and dealer-technology-training-education.

  • User permissions tied to job responsibilities and separation of duties
  • Automated reports for delinquencies, extensions, and broken promises
  • Data audits that validate contract terms, fees, and balances

8. Leadership, Training, and Culture

Long term results come from leadership consistency and staff development. Use role scorecards, coaching rhythms, and clear advancement paths. Reinforce policy through training, testing, and certification. Explore buy-here-pay-here-leadership-training, buy-here-pay-here-management-training, and cross functional programs like dealer-leadership-development-training and dealer-professional-development-training.

Regional and Specialty Training Tracks

Local market nuances and state rules often shape your operations. Browse region specific resources to align store policy to local expectations and regulators. For example, find programs in the Southeast, Mid Atlantic, Northeast, Midwest, Texas, Florida, North Carolina, and South Carolina. See buy-here-pay-here-training-southeast, buy-here-pay-here-training-mid-atlantic, buy-here-pay-here-training-northeast, buy-here-pay-here-training-midwest, buy-here-pay-here-dealer-education-texas, buy-here-pay-here-dealer-education-florida, buy-here-pay-here-dealer-education-north-carolina, and buy-here-pay-here-dealer-education-south-carolina.

Workshops, Events, and Ongoing Education

Combine on demand resources with interactive sessions to accelerate adoption. Hands on workshops and events connect you with peers, instructors, and vendor partners who have solved the same challenges. Explore upcoming sessions, featured speakers, and agenda tracks designed for owners, operators, and department leads.

Tools and Templates You Can Use

Dealers benefit from resources that can be implemented quickly. Access starter documents and scorecards to align teams and measure outcomes. Combine these with training modules for faster onboarding and consistent execution store to store.

Explore More Dealer Education

Beyond BHPH, you can expand team skills across used car operations, service, accounting, and leadership. These programs help unify processes, clarify roles, and improve handoffs between departments in mixed retail and BHPH models.

Helpful Links

Stay current with industry insights, connect with our team, and review program information and policies.

Frequently Asked Questions

Start with a simple operations checklist, a clear credit policy, and baseline collections cadence. Align staff roles and document procedures. Use the foundations at buy-here-pay-here-dealer-education and operations training to establish consistent daily habits before layering technology and reporting.

Tighten verification, match vehicle and payment to income, and improve delivery expectation setting. Use segmented underwriting tiers and follow through with collections contact within the first week. See underwriting education and payment performance education for templates and tracking methods.

Review disclosures, privacy notices, adverse action logs, collection communication records, and repossession documentation. Confirm staff training logs and policy acknowledgments are current. Use the checklists in buy-here-pay-here-compliance-education and dealer compliance best practices to structure audits.

Focus on new deliveries, first payment defaults, delinquency buckets, promises made and kept, roll rates, extensions, and recoveries. Add static pool views monthly. Portfolio management education includes scorecards and meeting rhythms that keep the team aligned to these metrics.

Workshops accelerate adoption by practicing scripts, role plays, and live report reviews. Leaders leave with updated scorecards and action plans. Browse dealer workshops and training or buy-here-pay-here-dealer-workshops for dates and session outlines that match your priorities.

Staying Current

Industry rules and vendor technologies evolve. Keep your program current with regular policy reviews, quarterly training refreshers, and peer insights. For updates and guidance, visit the blog for new articles, meet the team to understand instructor backgrounds, and explore education and events for the latest sessions and agendas.

LATEST NEWS   |   Read More

BHPH United Summit logo
BHPH United was formed for the sole purpose of providing education and resources to Buy Here Pay Here dealers. BHPH United and its partners are excited and passionate about the Buy Here Pay Here industry and believe the best way to support it is through current, relevant, and comprehensive education.
2026 All Rights Reserved by
BHPH United

Login